--- description: Scopri le funzionalità di BILL Spend & Expense, i dettagli del prodotto, chi utilizza il software e quali sono i prodotti suggeriti. Attraverso le recensioni di utenti verificati potrai capire com’è la user experience, l’assistenza post-vendita e molto altro. image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: BILL Spend & Expense - Prezzi, recensioni, informazioni - Capterra Italia 2026 --- Breadcrumb: [Home](/) > [Software per note spese](/directory/30559/expense-report/software) > [BILL Spend & Expense](/software/166905/divvy) # BILL Spend & Expense Canonical: https://www.capterra.it/software/166905/divvy Pagina: 1/19\ Avanti: [Pagina successiva](https://www.capterra.it/software/166905/divvy?page=2) > Divvy è una carta di credito intelligente + una piattaforma di gestione delle spese completamente gratuita da usare che premia l'utente per averla usata. > > Conclusione: valutazione di **4.7/5** stelle assegnate da 437 utenti. Miglior punteggio per il parametro **Lo consiglieresti?**. ----- ## Panoramica ### Chi utilizza BILL Spend & Expense? Ogni azienda con problemi di note spese, rimborsi, ricevute, costosi contratti software annuali e altri problemi finanziari. Divvy può risolvere ognuna di queste cose. Gratuitamente. ## Statistiche e valutazioni | Parametro | Valutazione | Dettaglio | | **Nel complesso** | **4.7/5** | 437 Recensioni | | Facilità d'uso | 4.6/5 | Sulla base delle recensioni complessive | | Assistenza clienti | 4.6/5 | Sulla base delle recensioni complessive | | Rapporto qualità-prezzo | 4.7/5 | Sulla base delle recensioni complessive | | Funzionalità | 4.5/5 | Sulla base delle recensioni complessive | | Percentuale di raccomandazione | 90% | (9/10 Lo consiglieresti?) | ## Informazioni sul fornitore - **Azienda**: BILL - **Area geografica**: Palo Alto, CA 94303, USA - **Anno di fondazione**: 2006 ## Contesto commerciale - **Prezzo di partenza**: 0,00 USD - **Modello tariffario**: (Versione gratuita disponibile) (Versione di prova gratuita (free trial)) - **Pubblico target**: Lavoratore autonomo, 2-10, 11-50, 51-200, 201-500, 501-1.000, 1.001-5.000, 5.001-10.000, 10.000+ - **Implementazione e piattaforme**: Cloud, SaaS, Web, Mac (desktop), Windows (desktop), Android (mobile), iPhone (mobile), iPad (mobile) - **Lingue supportate**: inglese - **Paesi disponibili**: Stati Uniti ## Funzionalità - Analisi delle spese - Analisi finanziaria - App per dispositivi mobili - Caricamento di ricevute da mobile - Carta aziendale - Categorizzazione / Raggruppamento - Consolidamento/incorporazione - Contabilità generale - Conto profitti e perdite - Controllo del processo di valutazione - Controllo della spesa - Controllo ore e spese - Creazione di report/analisi - Dashboard - Database contatti - Elaborazione di pagamenti - Flusso di lavoro per le valutazioni - Gestione dei clienti - Gestione dei risarcimenti - Gestione del flusso di lavoro - Gestione della conformità - Gestione della liquidità - Gestione delle attività - Gestione delle prenotazioni - Gestione delle restrizioni - Gestione delle ricevute - Gestione di documenti - Gestione polizze - Importazione/Esportazione di dati - Monitoraggio del progetto - Pagamenti tramite cellulare - Pianificazione/previsione delle spese - Prenotazioni online - Promemoria - Reddito e stato patrimoniale - Rendicontazione e analisi statistiche - Sistema multi-valuta - Third-Party Integrations - Tracciabilità delle spese - Tracciato di controllo ## Integrazioni (11 in totale) - Dynamics 365 Business Central - Gmail - HRIS - Lyft Business - NetSuite - QuickBooks Enterprise - QuickBooks Online - QuickBooks Online Advanced - Sage Intacct - Slack - Xero ## Opzioni di supporto - Email/Help desk - FAQ/Forum - Knowledge Base - Assistenza telefonica - Assistenza diretta 24 ore su 24 - Chat ## Categoria - [Software per note spese](https://www.capterra.it/directory/30559/expense-report/software) ## Categorie correlate - [Software per note spese](https://www.capterra.it/directory/30559/expense-report/software) - [Programmi per fatturazione elettronica](https://www.capterra.it/directory/30015/billing-and-invoicing/software) - [Software per la gestione dei viaggi](https://www.capterra.it/directory/31057/travel-management/software) - [Software di rendicontazione finanziaria](https://www.capterra.it/directory/30050/financial-reporting/software) - [Software per il calcolo di tempi e spese](https://www.capterra.it/directory/30080/time-and-expense/software) ## Alternative 1. [NetSuite](https://www.capterra.it/software/135757/netsuite) — 4.2/5 (2041 reviews) 2. [QuickBooks Online](https://www.capterra.it/software/141374/quickbooks-online) — 4.3/5 (8450 reviews) 3. [PayPal](https://www.capterra.it/software/179251/paypal) — 4.6/5 (26417 reviews) 4. [Abby](https://www.capterra.it/software/1036470/abby) — 4.7/5 (604 reviews) 5. [Xero](https://www.capterra.it/software/169561/xero) — 4.4/5 (3294 reviews) ## Recensioni ### "I appreciate how simple it is to keep track of invoices and receipts" — 4.0/5 > **Maddie** | *10 maggio 2022* | Servizi e tecnologie dell'informazione | Tasso di raccomandazione: 9.0/10 > > **Vantaggi**: Because it is so user-friendly, this program has completely changed the way we track our expenditures and enter our data. Because each employee may now input their receipts, it has saved our accounting department many hours of labor each month. Divvy is a fantastic service. It's simple to pick up. I was worried I'd be disoriented, but a quick scan of the area turns up everything I need. > > **Inconvenienti**: ACH transactions are taking too long to process. We'd want to be able to send PayPal monies straight to Divvy for payments. It is not possible to map QBO tags for transactional line items at this time. Improvements are constantly needed, just as with any other piece of software. Divvy is always striving to improve the procedure. > > Divvy is a unique tool that provides an all-in-one solution for your needs. In addition to issuing the card, they also handle all of the associated expenses. All of our expenses are now coded in Accounting so that our field workers can simply submit receipts and a business reason and move on. ----- ### "Use bill for your employees" — 5.0/5 > **Leah** | *3 luglio 2025* | Servizi e tecnologie dell'informazione | Tasso di raccomandazione: 10.0/10 > > **Vantaggi**: It was a quick and easy process to start up. My job can load money and I can use the card the same day. > > **Inconvenienti**: I do not have anything bad or negative to say about the setup or use of the app and or card. Nothing I liked least. > > Overall it is an easy and quick way for my company to send money to me to complete my work. I would recommend for other companies to use bill. ----- ### "Hidden Traps and Zero Warning A Financial Disaster for Small Businesses" — 1.0/5 > **Mark** | *16 maggio 2025* | Sicrezza e indagini | Tasso di raccomandazione: 0.0/10 > > **Vantaggi**: Honestly, very little. Initially, the idea of having a line of credit with built-in expense tracking seemed promising. But any potential benefits were completely overshadowed by poor communication, lack of transparency, and practices that put small businesses at serious financial risk. > > **Inconvenienti**: Their billing cycle is confusing and poorly communicated. I borrowed $13,000 to cover payroll, and just days later, they pulled the entire amount back from my business account without warning, sending my balance deep into the negative. There was no notice, no option to schedule repayment, and no transparency. This kind of unpredictable behavior is dangerous for any small business relying on stable cash flow. It felt predatory and completely negligent. > > My experience with BILL Spend \& Expense was disastrous. I was approved for a $24,000 line of credit and drew $13,000 to cover payroll, only to have the entire amount yanked from my bank account within days without any clear billing schedule or warning. This left my account severely overdrawn and put my business at serious financial risk. Their lack of communication, transparency, and consideration for how small businesses operate is unacceptable. I would never recommend this platform to any business owner who values stability, trust, and responsible financial practices. ----- ### "BSE is up to great things\!" — 4.0/5 > **Krystal** | *21 novembre 2023* | Contabilità | Tasso di raccomandazione: 10.0/10 > > **Vantaggi**: I love the transparency and opportunity to have a real time look into your company's spending and the ability to code and sync directly into QuickBooks. > > **Inconvenienti**: The least robust features are reimbursements and account mappings. It is frustrating to take many steps to unmap and map custom fields. Make it in the same place at least. > > I think BSE is a great efficiency tool. Coupled with it's low price of FREE-99, it offers great control over expenses in a real time capacity. ----- ### "Divvy is the BEST" — 5.0/5 > **Kelsi** | *25 febbraio 2022* | Medicina veterinaria | Tasso di raccomandazione: 10.0/10 > > **Vantaggi**: Divvy is a very innovative product that allows for you to have an all in one product. They not only issue the card, but they provide the expense management. With their help, we have been able to bring all expense coding inside Accounting to allow for our teammates in the field to just submit a receipt and a business purpose and move on. > > **Inconvenienti**: The reimbursement and reporting side could use some work. Divvy does not charge for reimbursements and does not make money for that part of the product, so I understand that it is not their priority, however to make a better product they would puts some resources there. > > Amazing. I truly enjoyed working with our Implementation Manager and felt like they worked with us as a partner, not a client. They were willing to work with us on all of our many asks. ----- Pagina: 1/19\ Avanti: [Pagina successiva](https://www.capterra.it/software/166905/divvy?page=2) ## Link - [Visualizza su Capterra](https://www.capterra.it/software/166905/divvy) ## Questa pagina è disponibile nelle seguenti lingue | Lingua | URL | | de | | | de-AT | | | de-CH | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-IL | | | en-IN | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-AR | | | es-CL | | | es-CO | | | es-CR | | | es-DO | | | es-EC | | | es-MX | | | es-PA | | | es-PE | | | fr | | | fr-BE | | | fr-CA | | | fr-LU | | | it | | | nl | | | nl-BE | | | pt | | | pt-PT | | ----- ## Dati strutturati