--- description: Scopri le funzionalità di Plaid, i dettagli del prodotto, chi utilizza il software e quali sono i prodotti suggeriti. Attraverso le recensioni di utenti verificati potrai capire com’è la user experience, l’assistenza post-vendita e molto altro. image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: Plaid - Prezzi, recensioni, informazioni - Capterra Italia 2026 --- Breadcrumb: [Home](/) > [Software per finanziamenti commerciali](/directory/30537/commercial-loan/software) > [Plaid](/software/174384/plaid) # Plaid Canonical: https://www.capterra.it/software/174384/plaid Pagina: 1/5\ Avanti: [Pagina successiva](https://www.capterra.it/software/174384/plaid?page=2) > Plaid è una piattaforma tecnologica che consente alle applicazioni di connettersi con i conti bancari degli utenti. > > Conclusione: valutazione di **4.4/5** stelle assegnate da 101 utenti. Miglior punteggio per il parametro **Lo consiglieresti?**. ----- ## Panoramica ### Chi utilizza Plaid? Il prodotto Asset di Plaid è perfetto per chi eroga un prestito e che desidera digitalizzare il processo di prestito e creare una migliore esperienza per il mutuatario. ## Statistiche e valutazioni | Parametro | Valutazione | Dettaglio | | **Nel complesso** | **4.4/5** | 101 Recensioni | | Facilità d'uso | 4.6/5 | Sulla base delle recensioni complessive | | Assistenza clienti | 4.3/5 | Sulla base delle recensioni complessive | | Rapporto qualità-prezzo | 4.4/5 | Sulla base delle recensioni complessive | | Funzionalità | 4.5/5 | Sulla base delle recensioni complessive | | Percentuale di raccomandazione | 80% | (8/10 Lo consiglieresti?) | ## Informazioni sul fornitore - **Azienda**: Plaid - **Area geografica**: San Francisco, USA - **Anno di fondazione**: 2012 ## Contesto commerciale - **Modello tariffario**: (Versione gratuita disponibile) - **Pubblico target**: Lavoratore autonomo, 2-10, 11-50, 51-200, 201-500, 501-1.000, 1.001-5.000, 5.001-10.000, 10.000+ - **Implementazione e piattaforme**: Cloud, SaaS, Web, Android (mobile), iPhone (mobile), iPad (mobile) - **Lingue supportate**: danese, estone, francese, inglese, italiano, lettone, lituano, norvegese, olandese, polacco, portoghese, rumeno, spagnolo, svedese, tedesco - **Paesi disponibili**: Belgio, Canada, Danimarca, Estonia, Francia, Germania, Irlanda, Italia, Lettonia, Lituania, Norvegia, Paesi Bassi, Polonia, Portogallo, Regno Unito, Spagna, Stati Uniti, Svezia ## Funzionalità - Ambiente di sviluppo integrato - Autenticazione - Autenticazione Multifattore - Biostatistica - Conto profitti e perdite - Controllo dei precedenti - Creazione di report/analisi - Dashboard - Database di immobili - Distribuzione automatica di fondi - Elaborazione di carte di credito - Gestione dei debitori - Gestione del portafoglio prestiti - Gestione del rischio - Gestione della conformità - Gestione della manutenzione - Gestione delle buste paga - Gestione di documenti - Gestione finanziaria - Gestione reclami - Immobili commerciali - Importazione/Esportazione di dati - Inserimento aziendale - Interfaccia utente grafica - KYC Compliance - Lettore di schede di cellulari - Liveness Detection - Metodi di autenticazione multipla - Monitoraggio degli investimenti - Monitoraggio dei noleggi - Monitoraggio delle transazioni - Monitoraggio dello stato - Pagamenti tramite cellulare - Pagamento elettronico - Parametri prestazionali - Pulizia delle richieste - Real-Time Reporting - Rendicontazione e analisi statistiche - Rendicontazione finanziaria - Resoconti sulle buste paga - Rilevamento delle frodi - Servizi bancari online - Servizi bancari per il commercio al dettaglio - Tracciamento della conformità fiscale - Trasferimento elettronico di fondi - User Onboarding - Valutazione del rischio - Verifica dei criteri per l'assicurazione - Verifica dei dati - Verifica dell'identità ... e altre 36 funzionalità ## Integrazioni (31 in totale) - ASTRA - Adyen - Airwallex - Alchemy - Alloy - Alpaca - Atomic - Checkbook - Checkout.com - Codat - Dwolla - F5 Silverline Managed Services - Finix - Gusto - HighNote ... e altre 16 integrazioni ## Opzioni di supporto - Email/Help desk - FAQ/Forum - Knowledge Base ## Categoria - [Software per finanziamenti commerciali](https://www.capterra.it/directory/30537/commercial-loan/software) ## Categorie correlate - [Software per finanziamenti commerciali](https://www.capterra.it/directory/30537/commercial-loan/software) - [Software per risk management integrato](https://www.capterra.it/directory/31545/integrated-risk-management/software) - [Software di gestione finanziaria](https://www.capterra.it/directory/20010/investment-management/software) - [Software per lo sviluppo di applicazioni](https://www.capterra.it/directory/32016/app-building/software) - [Software di autenticazione](https://www.capterra.it/directory/31218/authentication/software) ## Alternative 1. 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[Tipalti](https://www.capterra.it/software/136904/tipalti) — 4.5/5 (175 reviews) ## Recensioni ### "Convenient but could be more transparent" — 4.0/5 > **Dallas** | *30 giugno 2025* | Biotecnologie | Tasso di raccomandazione: 8.0/10 > > **Vantaggi**: -Most connections are stable and don’t need frequent re-linking. -Works with most major services like Venmo, Robinhood, Mint, and many more -Login details are not stored on Plaid’s servers > > **Inconvenienti**: -Not every institution is available, especially local or regional ones. -There’s no single place for users to manage or revoke app permissions across all Plaid-connected apps > > Ive used Plaid a bunch of times to link my bank account to different apps like budgeting tools, investing platforms. Most of the time, it works smoothly. Way better than having to enter everything manually. That said, it’s not perfect. Some smaller banks or credit unions aren’t supported, and sometimes you have to reconnect accounts if the link breaks. Also, it’s not always super clear what data the app is getting access to. Security-wise, I feel pretty good about it. They don’t store your login info, and everything seems encrypted and secure. Still, I wish there were more user-facing tools to manage connections across different apps in one place. Overall, Plaid makes connecting your bank to apps fast and easy. It mostly just works, which is kind of the point. A few more transparency and control features would make it better ----- ### "Great for financial integrations but occasional connection issues" — 4.0/5 > **Utente Verificato** | *1 aprile 2026* | Biotecnologie | Tasso di raccomandazione: 10.0/10 > > **Vantaggi**: I liked how easy it makes connecting bank accounts to apps. The whole process is pretty quick and smooth and it works with a huge number of banks which is really helpful. It saves a lot of time compared to manually entering details or verifying accounts. I also like that it feels secure and widely trusted since a lot of popular app use it. Overall it just makes financial integrations much simpler for both users and developers. > > **Inconvenienti**: One thing I didn’t like is that sometimes bank connections can break or not sync properly, especially with smaller banks. It can be a bit frustrating when data is delayed or missing and you don’t realize it right away. Also, for businesses, pricing and setup can feel a little complex depending on the use case. There are also some concerns people have around sharing financial data, even though it’s generally secure. > > My experiance with Plaid has been mostly positive. It’s a very useful platform for connecting financial data and powering apps like payments, budgeting, and investing tools. The API capabilities are pretty strong and allow companies to build advanced financial features without dealing with banks directly. That said, it’s not always perfect and sometimes requires extra handling for edge cases or connection issues. But overall it’s a reliable and widely used solution in the fintech space. ----- ### "It’s convenient, but it could use some work" — 3.0/5 > **Jamie** | *18 gennaio 2026* | Prodotti alimentari e bevande | Tasso di raccomandazione: 3.0/10 > > **Vantaggi**: The take away from plaid is having all of your immediate banking information and verification at your fingertips. And it’s fairly easy to use. > > **Inconvenienti**: A few cons that I have about plat is the fact that you cannot verify Cash app or PayPal 70% of people use those platforms however they’re not compatible with plaid. Another thing that I disliked is that you’re begging information is linked to that number until you physically remove it. I’ve had instances where I had a new number and I had to verify my bank through Platt and someone else else’s banking information popped up. > > Although my overall experience with plaid is about 75% it’s a wonderful platform to verify your banking information fairly quickly. I just worry about other people that may have an old number of mine having access to my old banking information. ----- ### "Easy to use\!" — 5.0/5 > **Savannah** | *17 marzo 2026* | Salute, benessere e fitness | Tasso di raccomandazione: 10.0/10 > > **Vantaggi**: This was an easy way to securely link our business bank account to the software that will take payments from customers. The process was very efficient\! > > **Inconvenienti**: We have not experienced any cons while using this to connect our bank account securely to the system that accepts payments from our customers. > > It has been a positive experience\! Our information has been kept secure while connecting us to the intended platform. ----- ### "Reliable and Powerful" — 5.0/5 > **Haley** | *19 marzo 2026* | Studi medici | Tasso di raccomandazione: 10.0/10 > > **Vantaggi**: Plaid makes it incredibly easy to securely connect bank accounts to apps with fast integration and support. > > **Inconvenienti**: Some employees in my company have worried about sharing sensitive financial data however that would be an issue with many other bank connecting applications as well. > > Overall Plaid has provided a smooth and reliable way to link financial accounts and power modern financial apps. ----- Pagina: 1/5\ Avanti: [Pagina successiva](https://www.capterra.it/software/174384/plaid?page=2) ## Link - [Visualizza su Capterra](https://www.capterra.it/software/174384/plaid) ## Questa pagina è disponibile nelle seguenti lingue | Lingua | URL | | de | | | de-AT | | | de-CH | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-IL | | | en-IN | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-AR | | | es-CL | | | es-CO | | | es-CR | | | es-DO | | | es-EC | | | es-MX | | | es-PA | | | es-PE | | | fr | | | fr-BE | | | fr-CA | | | fr-LU | | | it | | | nl | | | nl-BE | | | pt | | | pt-PT | | ----- ## Dati strutturati